Want to Make a Move? Homeowner Equity is Growing Year-Over-Year

One of the bright spots of the 2020 real estate market is the growth in equity homeowners are experiencing across the country. According to the recently released Homeowner Equity Insights Report from CoreLogic, in nearly every state there was a year-over-year first-quarter equity increase, averaging out to a 6.5% overall gain.

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Posted on June 24, 2020 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, Gen X, Seller Tips, Selling Myths |

Looking to the Future: What the Experts Are Saying

As our lives, our businesses, and the world we live in change day by day, we’re all left wondering how long this will last. How long will we feel the effects of the coronavirus? How deep will the impact go? The human toll may forever change families, but the economic impact will rebound with a cycle of downturn followed by economic expansion like we’ve seen play out in the U.S. economy many times over. Continue reading


Posted on April 2, 2020 at 7:00 am
Jennifer Angel | Posted in Baby Boomers, Buying Myths, Gen X, Millenials, Rent vs. Buy, Selling Myths, Uncategorized |

The #1 Thing You Can Do Now to Position Yourself to Buy a Home This Year

The last few weeks and months have caused a major health crisis throughout the world, leading to a pause in the U.S. economy as businesses and consumers work to slow the spread of the coronavirus. The rapid spread of the virus has been compared to prior pandemics and outbreaks not seen in many years. It also has consumers remembering the economic slowdown of 2008 that was caused by a housing crash. This economic slowdown, however, is very different from 2008. Continue reading


Posted on April 1, 2020 at 7:00 am
Jennifer Angel | Posted in Baby Boomers, Buyer Tips, Buying Myths, Gen X, Millenials, Selling Myths |

Two Big Myths in the Homebuying Process

The 2020 Millennial Home Buyer Report shows how this generation is not really any different from previous ones when it comes to homeownership goals: Continue reading


Posted on March 18, 2020 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, Downpayment, First-time Homebuyers, Millenials |

How Your Tax Refund Can Move You Toward Homeownership This Year

If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be one step closer than you think if you spend your dollars wisely this year. Continue reading


Posted on March 10, 2020 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, Downpayment, First-time Homebuyers |

The #1 Misconception in the Homebuying Process

After over a year of moderating home prices, it appears home value appreciation is about to reaccelerate. Skylar Olsen, Director of Economic Research at Zillow, explained in a recent article: Continue reading


Posted on February 21, 2020 at 11:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, First-time Homebuyers, Housing Market Updates, Lending, Mortgage |

4 Reasons to Buy a Home This Fall

Here are four great reasons to consider buying a home today, instead of waiting.

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Posted on November 2, 2019 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, First-time Homebuyers, Housing Market Updates |

Taking the Fear Out of the Mortgage Process

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.

For many, the mortgage process can be scary, but it doesn’t have to be!

In order to qualify in today’s market, you’ll need a down payment (the average down payment on all loans last year was 5%, with many buyers putting down 3% or less), a stable income, and a good credit history.

Once you’re ready to apply, here are 5 easy steps Freddie Mac suggests to follow:

  1. Find out your current credit history and credit score– Even if you don’t have perfect credit, you may already qualify for a loan. The average FICO Score® for all closed loans in September was 737, according to Ellie Mae.
  2. Start gathering all of your documentation– This includes income verification (such as W-2 forms or tax returns), credit history, and assets (such as bank statements to verify your savings).
  3. Contact a professional– Your real estate agent will be able to recommend a loan officer who can help you develop a spending plan, as well as help you determine how much home you can afford.
  4. Consult with your lender– He or she will review your income, expenses, and financial goals in order to determine the type and amount of mortgage you qualify for.
  5. Talk to your lender about pre-approval– A pre-approval letter provides an estimate of what you might be able to borrow (provided your financial status doesn’t change) and demonstrates to home sellers that you’re serious about buying.

Bottom Line

Do your research, reach out to professionals, stick to your budget, and be sure you’re ready to take on the financial responsibilities of becoming a homeowner.

Are you thinking of selling or buying real estate this year?  Contact us now to schedule a free consultation. We’ll work with you to develop an action plan to meet your real estate goals this year.


Posted on November 1, 2019 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, First-time Homebuyers, Lending, Mortgage, Move-up Buyers |

Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC]

Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process: Continue reading


Posted on October 31, 2019 at 10:41 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, Downpayment, First-time Homebuyers, Infographics, Mortgage, Rent vs. Buy, Seller Tips |

Everybody Calm Down! This Is NOT 2008

Last week realtor.com released the results of a survey that produced three major revelations:

  1. 53% of home purchasers (first-time and repeat buyers) currently in the market believe a recession will occur this year or next.
  2. 57% believe the next recession will be as bad or worse than 2008.
  3. 55% said they would cancel plans to move if a recession occurred.

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Posted on September 5, 2019 at 1:00 pm
Jennifer Angel | Posted in Buying Myths, First-time Homebuyers, Housing Market Updates, Move-up Buyers, Seller Tips, Selling Myths |