VA Loans by the Numbers (Infographics)

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Posted on November 11, 2019 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Downpayment, Housing Market Updates, Mortgage |

Planning on Buying a Home? Be Sure You Know Your Options

When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build. With limited existing home inventory available today, especially in the starter and middle-level markets, many buyers are considering a new home that’s recently been constructed, or they’re building the home of their dreams. Continue reading


Posted on November 9, 2019 at 6:01 am
Jennifer Angel | Posted in Buyer Tips, First-time Homebuyers, Move-up Buyers |

Thinking of Selling Your Home? The Waiting Is The Hardest Part.

Tom Petty famously penned the words, “the waiting is the hardest part” in his early 80’s hit song The Waiting, and his thought process can surprisingly also be applied to individuals considering selling their homes today. Traditional thinking would suggest it may be best to wait until the spring to sell when there is a flood of buyers in the market, but right now may in fact be an even better time to list your home. Continue reading


Posted on November 4, 2019 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, First-time Homebuyers, Housing Market Updates, Move-up Buyers, Seller Tips, Uncategorized |

4 Reasons to Buy a Home This Fall

Here are four great reasons to consider buying a home today, instead of waiting.

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Posted on November 2, 2019 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, First-time Homebuyers, Housing Market Updates |

Taking the Fear Out of the Mortgage Process

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.

For many, the mortgage process can be scary, but it doesn’t have to be!

In order to qualify in today’s market, you’ll need a down payment (the average down payment on all loans last year was 5%, with many buyers putting down 3% or less), a stable income, and a good credit history.

Once you’re ready to apply, here are 5 easy steps Freddie Macsuggests to follow:

  1. Find out your current credit history and credit score– Even if you don’t have perfect credit, you may already qualify for a loan. The average FICO Score® for all closed loans in September was 737, according to Ellie Mae.
  2. Start gathering all of your documentation– This includes income verification (such as W-2 forms or tax returns), credit history, and assets (such as bank statements to verify your savings).
  3. Contact a professional– Your real estate agent will be able to recommend a loan officer who can help you develop a spending plan, as well as help you determine how much home you can afford.
  4. Consult with your lender– He or she will review your income, expenses, and financial goals in order to determine the type and amount of mortgage you qualify for.
  5. Talk to your lender about pre-approval– A pre-approval letter provides an estimate of what you might be able to borrow (provided your financial status doesn’t change) and demonstrates to home sellers that you’re serious about buying.

Bottom Line

Do your research, reach out to professionals, stick to your budget, and be sure you’re ready to take on the financial responsibilities of becoming a homeowner.

Are you thinking of selling or buying real estate this year?  Contact us now to schedule a free consultation. We’ll work with you to develop an action plan to meet your real estate goals this year.


Posted on November 1, 2019 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, First-time Homebuyers, Lending, Mortgage, Move-up Buyers |

Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC]

Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process: Continue reading


Posted on October 31, 2019 at 10:41 am
Jennifer Angel | Posted in Buyer Tips, Buying Myths, Downpayment, First-time Homebuyers, Infographics, Mortgage, Rent vs. Buy, Seller Tips |

Property Tax Reminder!

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Posted on October 28, 2019 at 7:00 am
Jennifer Angel | Posted in Buyer Tips, First-time Homebuyers, Move-up Buyers, Seller Tips, Taxes | Tagged , , ,

5 Reasons to Consider Living in a Multigenerational Home

Did you know that 1 in 6 Americans currently live in a multigenerational household?

According to Generations United, the number of multigenerational households rose from 42.4 million in 2000 to 64 million in 2016. The 2018 Profile of Home Buyers and Sellers from the National Association of Realtors shows that 12% of all buyers have a multigenerational household. Continue reading


Posted on October 24, 2019 at 7:00 am
Jennifer Angel | Posted in Baby Boomers, Buyer Tips, First-time Homebuyers, Gen X, Move-up Buyers, Senior Market |

Depending on the Price, You’re Going to Need Advice

To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reasons than you may think. Continue reading


Posted on October 23, 2019 at 10:01 am
Jennifer Angel | Posted in Buyer Tips, First-time Homebuyers, Housing Market Updates, Move-up Buyers, Seller Tips |

5 Tips for Starting Your Home Search

In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. Here are five tips from realtor.com’s article, “How to Find Your Dream Home—Without Losing Your Mind.”
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Posted on October 21, 2019 at 9:03 am
Jennifer Angel | Posted in Buyer Tips, First-time Homebuyers, Move-up Buyers |